Your Personalised Roadmap to Retirement

Build clarity, control, and confidence for the next innings of your life, with expert guidance from Suraj Kaeley, a finance expert who's worked with 100s of Active Seniors on their retirement planning.

Enroll in the Learning Series

Video learning series that runs over 90 minutes, divided across easy-to-follow modules

Includes an easy-to-implement retirement workbook, designed for Active Seniors

No questions asked,100% refund policy

About Meru Life

We are India's first-of-its-kind digital ecosystem dedicated to Active Seniors entering their second innings: a generation with wisdom, potential, and a desire to continue growing.

Through curated content, expert-led programs, and upcoming product launches, Meru Life aims to become the trusted destination for Active Seniors seeking clarity, independence, and inspiration in this new chapter of life.

The goal is simple: to help Active Seniors live healthier and more fulfilling lives.

Who Is This For?

This learning series is built for those who:

Are 50+ and want to plan for their retirement

Have a plan, but don’t know if the retirement corpus will be enough

Manage family wealth, or just want peace of mind

Want practical, expert-backed financial clarity

Whether you're a corporate leader or a business veteran, this learning series helps you convert retirement questions into answers, on your terms.

Retirement Is Your Next Big Beginning. Plan It Right!

Most retirement advice starts and ends with "where to invest". But your future deserves more than short-term tips. Your Personalised Roadmap to Retirement is a guided learning experience.

The learning series enables you to...

Think deeply about your retirement goals
Assess real expenses and gaps
Make informed financial choices
Build a plan that evolves with your life and the changing times

Because a meaningful retirement is built with clarity, purpose, and practical tools.

Breakdown of the Learning Series

The learning series is designed to answer the questions no one else is answering for you.
Each chapter is easy to understand and offers actionable advice.

Chapter 1

Introduction to Building Your Retirement Roadmap

Understand the critical need for long-term planning and why most retirement strategies fall short.

Chapter 2

Building Your Retirement Roadmap

Discover how to map your financial journey based on your goals, timelines, and life stages.

Chapter 2.1

Workbook Walkthrough

Get step-by-step guidance on filling your personalised retirement workbook, a tool to turn your retirement goals into an actionable plan.

Chapter 3

Planning Your Expenses in the Retirement Years

Learn how to categorise expenses (monthly, annual, infrequent) and calculate the cash flow you would need for an active second innings.

Chapter 4

Refining Your Retirement Roadmap

Test your plan for inflation, longevity, and unexpected costs. Explore how active income can serve as a buffer, not to delay retirement, but to keep your roadmap stable, flexible, and future-ready.

Chapter 5

Planning Your Expenses in the Retirement Years

Understand returns, risks, and realistic investment projections tailored to your retirement timeline.

Chapter 6

Forever SIP and Smart Portfolio Strategy

Learn how to rebuild wealth even in your retirement years. Touches market volatility, product selection, and the 'Forever SIP' mindset.

There’s plenty of free retirement advice.

But clarity, personalisation, and peace of mind? That takes depth, design, and domain expertise.

Plan Your Retirement Now

What Will You Get?

As part of the learning series, here are a few things that you get immediate access to:

Deeply insightful, conversational video sessions delivered by Suraj Kaeley

A fill-as-you-go, easy-to-follow personalised workbook

Clarity on your retirement plan (no generic advice!)

Knowledge to effectively plan for lifestyle, medical needs, income, and legacy

Lifelong learning and a framework you can revisit anytime

Choose Your Plan

A one-time investment for a lifetime of clarity. Choose what works best for your journey.

Self-Paced Learning

Video-based Learning Modules

Downloadable Workbook + Calculator

Quizzes + Exercises

Certification of Completion

1 Year Complete Access

Full Access to our Community of Learners

₹999/-

Start Now

Self-Paced Learning + Live Sessions

Live Session with Suraj Kaeley (Digital)

Video-based Learning Modules

Downloadable Workbook + Calculator

Quizzes + Exercises

Certification of Completion

1 Year Complete Access

Full Access to our Community of Learners

Flat ₹200 Off on Your Next Learning Series

40% Off on Quikdox.com Membership

₹3,999/-

Coming Soon

Hear from Those Who Have Taken the Leap

"After 30 years in the corporate grind, I thought I had everything sorted, savings, some property, and no major liabilities. But this series made me realise how unstructured my actual retirement plan was. Suraj doesn’t preach; he guides. The workbook helped me visualise 30 years ahead, and for the first time, I feel in control of what’s coming. If you’ve ever wondered ‘what now?’ after retirement, start here. It’s not just financial planning, it’s life planning."

Chandresh R (55), Regional Manager at a National Insurance Company, Mumbai

" I took the course to affirm everything I knew about financial planning. I was surprised at how much I did not know or had not planned. The best thing about the course is that it allows you to interact, plan, and create a journey unique to you. Whether you are planning retirement or are already retired, this course changes the way you look at the connection between expenses and income. It’s a must-do! "

Naila P (54), Former VP at a Leading Digital Media Agency, Mumbai

" As a retired civil engineer, I have always believed in structured planning. But when I went through this learning series by Meru Life, retirement turned out to be a different kind of project and I realised how much I was missing. The way Suraj Kaeley explained things around inflation, active income and the concept of 'Forever SIP' really opened my eyes. The workbook was a game-changer; it forced me to think deeply about expenses, longevity, and how to use my savings meaningfully. The course is simply no jargon and no selling, just practical, relatable advice. "

Rajeev K (60), Retired Civil Engineer, Chittorgarh

Frequently Asked Questions (FAQs)

What is this learning series about?

Your Personalised Roadmap to Retirement is a practical learning series created to help you understand and manage your money in the second innings. From pensions and fixed deposits to mutual funds and health-related costs, everything is explained using simple language and real-life examples. You don’t need to know finance. You just need to begin.

I don't have a finance background. Will I still understand this?

Yes, absolutely. This learning series is created especially for people who may not have a background in finance. Our expert coach, Mr Suraj Kaeley, explains everything using real-life examples and clear, jargon-free language. Many of our learners are new to the world of finance and are first-time learners. You’ll feel right at home.

What will I learn from Suraj Kaeley?

Suraj brings over 30 years of experience in financial services and shares his wisdom in a way that’s easy to understand. He’ll help you:

Plan monthly expenses after retirement
Choose wisely between FDs, mutual funds, annuities, and more
Avoid common money mistakes
Make confident financial decisions without feeling overwhelmed

What do I get when I sign up?

You will receive:

Step-by-step video lessons (that you can finish at your pace)
Easy, downloadable worksheets and retirement planning tools
Certificate of Completion to mark your achievement

I’m not very comfortable with technology. Will I still be able to manage?

Yes, you absolutely can. We understand that learning online might feel unfamiliar at first, but we’ve designed the experience to be senior-friendly, simple, and easy to follow. And if anything feels difficult, we’re here to support you.

How long can I access the learning series?

You’ll have full access to the video lessons for one whole year from the date of registration. You can revisit the lessons, review tools, or catch up whenever it suits you. The downloadable workbook stays with you as your companion for financial decisions.

Meet Your Expert Instructor

About Suraj Kaeley

Suraj Kaeley has spent 30+ years helping Indians make smarter money decisions.

He began his career with HDFC Limited and has built and led teams across Franklin Templeton, MetLife Insurance, and Fidelity. He is also the Former Group President - Sales & Marketing, UTI Mutual Fund. Currently, he serves as a mentor to Ortium Financial Services, a mutual fund distribution company based in Mumbai.

Suraj is deeply passionate about personal finance and has guided thousands of individuals in creating practical, resilient retirement plans. His insights in this series are a culmination of decades of hands-on experience and thoughtful, people-first guidance.